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NOTICE: Medicare Advantage Organizations, Prescription Drug Plan Sponsors, and Other Interested Parties, Consumers 1-800-MEDIGAP has extended service hours for 2018.

When Is Open Enrollment for 2018?

Medicare’s open enrollment period is October 15, 2017 – December 7, 2017.

What is Open Enrollment?

Medicare health and drug plans can make changes each year—things like cost, coverage, and what providers and pharmacies are in their networks. October 15 to December 7 is when all people with Medicare can change their Medicare health plans and prescription drug coverage for the following year to better meet their needs.

What is a Medicare Supplement Insurance?

A Medicare supplement insurance (Medigap) policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles.

Is a Medicare supplement necessary?

Medicare Supplement is a nessisitiy if you want insurance to help pay your hospital and medical costs not completly covered by Medicare Part A and Medicare Part B

1-800-MEDIGAP Founder Jeff Cline speaks about this topic at a recent summit in Dallas Texas and goes on to say “The biggest mistake consumers make is they do not fully appreciate when they start their Part B there is a defines window of time to purchase a Medigap plan with NO UNDERWRITING, and the carriers have to take. What we see happens is people turn 65 and start their part B and are feeling healthy so the choice to go with out a Medigap plan, then several years go by and they call the Medicare supplement helpline and ask for a Medigap plan to find out that they do not qualify or are turned down for medical reasons. NO THEY CAN NOT GET A MEDIGAP PLAN, yes they save a few thousand dollars in the early years but they will not get the huge financial support that plan will bring in the later years of their life when they really need it.”

How Do I pick a Medicare supplement Plan?

Medicare Supplement plans can be purchased directly from the insurance company, from a local agent, over the phone or through 1-800-MEDIGAP.

What is the best Medicare supplement insurance plan?

The Medicare Supplement Plan F is the best plan based on maximum benefits.

What is the Cheapest Medigap Plan?

Medicare Supplement Plan F (HIGH DEDUCTIBLE)

Who do I call for Medicare supplement help?

Call 1-800-MEDIGAP to purchase Medicare supplemental insurance year around.

What is the Medicare supplement helpline toll-free number?

1-800-MEDIGAP

 

What is better Medicare Advantage or Medigap?

Cost: Medigap coverage usually has a higher monthly premium, but could result in lower out-of-pocket expenses and lower costs over the life of ownership than some Medicare Advantage plans. Medicare Advantage plans, on the other hand, generally cost less each month (if anything in some areas) and cover more services, which can be the better option for your budget but may leave higher out-of-pocket exposure every year.

I did not know is not an excuse!

Many people call every year asking to start their medicare supplement not knowing thy missed a VERY IMPORTANT opportunity window.

If you start Medicare Part B There’s a seven-month window to enroll in Medicare with out underwriting requirements that starts three months before your 65th birthday month and extends for three months afterward typically triggered by when you start your MEDICARE PART B, so know your options they could be very important to you in the future.

How do I find a Medicare Agent?

Use the internet, ask your friends or call 1-800-MEDIGAP to fine a medicare agent or professional.

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