Medicare Supplement Plan Benefits Plan F

Basic Benefits and prices as reported on the North Carolina department website as of August 25,2017

Coverage for the Part A coinsurance amount ($322 per day in 2016) for the 61st through the 90th day of hospitalization in each Medicare benefit period.
Coverage for the Part A coinsurance amount ($644 per day in 2016) for each of Medicare’s 60 non-renewable lifetime hospital inpatient reserve days used (91-150).
After all Medicare hospital benefits are exhausted, coverage for 100% of the Medicare Part A eligible hospital expenses. Coverage is limited to a maximum of 365 days of additional inpatient hospital care during the policyholder’s lifetime. This benefit is paid either at the rate Medicare pays hospitals under its Prospective Payment System (PPS) or under another standard of payment of hospitals not subject to the PPS.
Coverage for the coinsurance amount for Part B services (generally 20% of approved amount; including outpatient mental health services) after $166 annual deductible is met.
Coverage for the first three pints of blood deductible.
Policies effective on or after June 1, 2010, provide coverage for Hospice Part A coinsurance.

Additional Benefits

Coverage for the Medicare Part A deductible ($1,288 per benefit period in 2016).
Coverage for the Medicare Part B deductible ($166 per calendar year in 2016).
Coverage for the skilled nursing facility care daily coinsurance amount ($161 per day for days 21-100 per benefit period in 2016).
Coverage for 100% of Medicare Part B excess charges. The Medicare Part B excess charge is the additional 15% a physician can charge if the claim is non-assigned.
80% coverage for medically necessary emergency care in a foreign country after a $250 calendar year deductible. The lifetime maximum benefit is $50,000.

Medicare Supplement Plan Comparison

(Age: 65, Gender: Male, Plan: Plan A, Use Tobacco: No)

The following list is grouped by Issued Age Policies and Attained Age Policies and ordered by premiums in ascending order within each category. Click on the company name to view the details of the plan offered by that company. Click on the Monthly Premium column to sort the companies in ascending order by monthly premium. Click on the Monthly or Annual Premium column a second time to sort the companies in descending order.

This site includes statistical information on companies selling Medicare Supplement insurance policies in our state. This information is not intended as an endorsement from DOI for any particular company or policy.


North Carolina Medicare Supplements

 Attained Age Policies
Company Name Monthly Premium ↓ Annual Premium
Globe Life & Accident Insurance Company $86.00 $981.00
USAA Life Insurance Company $88.91 $1,087.84
New Era Life Insurance Company of the Midwest $97.46 $1,169.52
Western United Life Assurance Company $98.58 $1,183.00
Companion Life Insurance Company $102.87 $1,234.44
GPM Health and Life Insurance Company $104.11 $1,249.32
New Era Life Insurance Company $104.43 $1,253.16
State Farm Mutual Automobile Insurance Company $104.47 $1,229.00
Guarantee Trust Life Insurance Company $105.39 $1,264.79
SBLI USA Life Insurance Company, Inc. $106.52 $1,278.20
Thrivent Financial for Lutherans $107.08 $1,284.92
Cigna Health and Life Insurance Company $108.84 $1,306.62
Aetna Health and Life Insurance Company $110.71 $1,329.00
Loyal Christian Benefit Association $111.21 $1,334.55
Unified Life Insurance Company $112.40 $1,348.75
Everest Reinsurance Company $113.00 $1,355.00
Combined Insurance Company of America $113.12 $1,358.04
Blue Cross Blue Shield of North Carolina $114.00 $1,368.00
Individual Assurance Company, Life, Health & Accident $114.44 $1,373.27
Manhattan Life Insurance Company $114.50 $1,374.00
Equitable Life & Casualty Insurance Company $114.58 $1,375.00
Massachusetts Mutual Life Insurance Company $115.66 $1,388.53
American Republic Insurance Company $116.74 $1,400.73
Medico Corp Life Insurance Company $116.85 $1,407.89
Mutual of Omaha Insurance Company $116.90 $1,402.76
Greek Catholic Union of the USA $117.67 $1,412.01
American National Life Insurance Company of Texas $120.00 $1,379.28
CSI Life Insurance Company $121.00 $1,447.00
First Health Life & Health Insurance Company $121.78 $1,462.00
Standard Life and Casualty Insurance Company $123.33 $1,479.97
Americo Financial Life and Annuity Insurance Company $127.07 $1,524.81
Central States Indemnity Company of Omaha $128.29 $1,539.54
Humana Insurance Company $128.91 $1,522.87
Government Personnel Mutual Life Insurance Company $129.82 $1,557.86
United American Insurance Company $130.00 $1,557.00
Aetna Life Insurance Company $131.83 $1,582.00
American Retirement Life Insurance Company $132.15 $1,586.38
Coventry Health & Life Insurance Company $136.78 $1,642.00
Sentinel Security Life Insurance Company $139.93 $1,679.17
State Mutual Insurance Company $142.94 $1,715.28
United of Omaha Life Insurance Company $144.07 $1,704.79
Oxford Life Insurance Company $148.58 $1,727.69
Reserve National Insurance Company $150.50 $1,661.52
Medico Life and Health Insurance Company $152.16 $1,672.09
Physicians Mutual Insurance Company $155.59 $1,771.09
Gerber Life Insurane Company $156.30 $1,875.65
American Republic Corp Insurance Company $161.66 $1,939.75
Order of United Commercial Travelers of America $169.96 $2,039.65
Constitution Life Insurance Company $175.00 $2,097.00
Liberty National Life Insurance Company $175.66 $2,107.91
Colonial Penn Life Insurance Company $195.80 $2,269.62
Standard Life and Accident Insurance Company $238.02 $2,720.23
Issue Age Policies
Company Name Monthly Premium ↓ Annual Premium
Old Surety Life Insurance Company $97.34 $1,168.11
Transamerica Life Insurance Company $100.72 $1,184.49
Bankers Fidelity Life Insurance Company $134.00 $1,590.00